Why does Apple Pay asking for my Social Security Number?

I have been using Apple Pay for years now. But now it won’t let me send money without verifying my identity. Which is fine. But why is it asking for my social security number?



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iPhone 16 Pro Max, iOS 18

Posted on Apr 22, 2025 4:43 PM

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Question marked as Top-ranking reply

Posted on Apr 22, 2025 6:02 PM

Once you reach a certain threshold in Apple Cash transactions, you will need to verify your identity and this can include your SS#. Banks must abide by the Know Your Customer (KYC) regulations mandated by Congress and in this case the request is for GreenDot Bank that manages the Apple Cash card. The documentation must be for the owner of the Apple Account used on the device. Attempts to use documentation that is different from the Apple Account owner will likely lead to a disabled/locked Apple Cash card.

Verify your identity for Apple Card or Apple Cash - Apple Support


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Why does Apple Pay asking for my Social Security Number?

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